@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:optional;src:url(/_astro/inter-latin-400-normal.C38fXH4l.woff2)format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:optional;src:url(/_astro/inter-latin-500-normal.Cerq10X2.woff2)format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:optional;src:url(/_astro/inter-latin-600-normal.LgqL8muc.woff2)format("woff2")}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:optional;src:url(/_astro/source-serif-4-latin-600-normal.DouSKlru.woff2)format("woff2")}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:700;font-display:optional;src:url(/_astro/source-serif-4-latin-700-normal.CGGdTIBe.woff2)format("woff2")}:root{--blue-light:#74baf6;--blue:#2090f2;--blue-mid:#0b67b7;--blue-deep:#07467d;--navy:#07467d;--ink:#1e2a36;--gold:#74baf6;--brass:#0b67b7;--brass-d:#07467d;--lime:#f7f4ee;--fog:#e3dfd6;--slate:#5b6775;--green:#2e6b50;--white:#fff;--error:#8c2f2f;--header:72px}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{color:var(--ink);background:var(--lime);margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;font-size:18px;line-height:1.6}h1,h2,h3,h4{color:var(--navy);margin:0 0 .5em;font-family:"Source Serif 4",Georgia,serif;line-height:1.2}h1{letter-spacing:-.01em;font-size:clamp(2.1rem,4.4vw,3.4rem)}h2{font-size:clamp(1.6rem,2.8vw,2.2rem)}h3{font-size:1.3rem}p{margin:0 0 1em}a{color:var(--navy)}img{max-width:100%;height:auto}.wrap{max-width:1180px;margin:0 auto;padding:0 24px}.narrow{max-width:760px}.ph{border:1.5px dashed var(--brass-d);color:var(--brass-d);letter-spacing:.02em;text-transform:uppercase;background:#fbf7ee;border-radius:4px;padding:.15em .55em;font-size:.78rem;font-weight:600;display:inline-block}.skip{background:var(--navy);color:#fff;z-index:20;border-radius:6px;padding:.6em 1em;font-weight:600;text-decoration:none;position:absolute;top:-48px;left:16px}.skip:focus{top:12px}.answer-first{background:var(--lime);border-left:4px solid var(--brass);margin:0 0 1.25rem;padding:.85rem 1rem}.byline{color:var(--slate);font-size:.95rem}.byline a{font-weight:600}:focus-visible{outline:3px solid var(--brass);outline-offset:2px}.top{background:var(--navy);z-index:5;border-bottom:1px solid #ffffff14;position:sticky;top:0}.top .wrap{min-height:var(--header);justify-content:space-between;align-items:center;gap:16px;display:flex}.logo{color:#fff;align-items:center;gap:10px;font-family:"Source Serif 4",Georgia,serif;font-size:1.3rem;font-weight:700;text-decoration:none;display:flex}.logo.wordmark{letter-spacing:.2em;text-transform:uppercase;flex-direction:column;align-items:flex-start;gap:2px;font-size:.84rem;line-height:1}.logo.wordmark span{display:block}.logo img{flex:none;width:auto;height:40px;display:block}.logo .mark{background:var(--navy);color:#fff;width:34px;height:34px;box-shadow:inset 0 -3px 0 var(--brass);border-radius:6px;flex:none;place-items:center;font-size:1.05rem;display:grid}nav.main{align-items:center;gap:18px;font-size:.92rem;font-weight:500;display:flex}nav.main a{color:#f6f1e8;padding:8px 0;text-decoration:none}nav.main a[aria-current=page]{color:#fff;box-shadow:inset 0 -2px 0 var(--blue-light)}nav.main a.btn{color:#fff;background:var(--blue-mid)}.actions{align-items:center;gap:14px;font-size:.9rem;display:flex}.actions a.lk{color:var(--slate);font-weight:500;text-decoration:none}.btn{background:var(--blue-mid);color:#fff;border:2px solid var(--blue-mid);cursor:pointer;border-radius:6px;justify-content:center;align-items:center;min-height:44px;padding:.75em 1.3em;font-family:inherit;font-size:.98rem;font-weight:600;line-height:1.2;text-decoration:none;display:inline-flex}.btn.ghost{color:var(--navy);border-color:var(--navy);background:0 0}.btn.sm{min-height:44px;padding:.55em 1em;font-size:.9rem}.btn.block{width:100%;margin-top:8px}.btn:hover{background:var(--blue-deep);border-color:var(--blue-deep);color:#fff}.btn.ghost:hover{background:var(--navy);color:#fff}.btn.line{color:#fff;background:0 0;border-color:#fffc}.btn.line:hover{color:var(--navy);background:#fff;border-color:#fff}.fig,.out b,.tier b{font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1;color:var(--blue-mid)}.phone{color:#f6f1e8;font-variant-numeric:tabular-nums;font-weight:600;text-decoration:none}.menu{color:#fff;border:1px solid var(--fog);cursor:pointer;background:0 0;border-color:#ffffff47;border-radius:6px;min-height:44px;padding:.4em .8em;font-family:inherit;font-size:.9rem;font-weight:600;display:none}.login{position:relative}.login>button{color:#f6f1e8;cursor:pointer;background:0 0;border:0;border-radius:6px;min-height:44px;padding:.45em .4em;font-family:inherit;font-size:.92rem;font-weight:500}.login-panel{border:1px solid var(--fog);z-index:6;background:#fff;border-radius:8px;min-width:220px;padding:8px;display:none;position:absolute;top:calc(100% + 8px);right:0;box-shadow:0 12px 32px #14304f14}.login-panel.open{display:block}.login-panel a{min-height:44px;color:var(--ink);border-radius:6px;padding:10px 12px;font-weight:600;text-decoration:none;display:block}.login-panel a:hover{background:var(--lime)}.mobile-only{display:none}.hero{background:linear-gradient(180deg, #fff 0%, var(--lime) 100%);padding:76px 0 64px}.hero .wrap{grid-template-columns:1.25fr .9fr;align-items:center;gap:56px;display:grid}.eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--brass-d);margin-bottom:14px;font-size:.8rem;font-weight:600}.lead{color:#33414f;max-width:40em;font-size:1.2rem}.cta-row{flex-wrap:wrap;gap:14px;margin:28px 0 22px;display:flex}.assure{color:var(--slate);flex-wrap:wrap;gap:22px;font-size:.88rem;display:flex}.assure span:before{content:"✓ ";color:var(--green);font-weight:700}.rate-card{border:1px solid var(--fog);border-top:4px solid var(--brass);background:#fff;border-radius:10px;padding:30px;box-shadow:0 12px 32px #14304f14}.rate-card h2{margin-bottom:4px;font-size:1.35rem}.rate-card .sub{color:var(--slate);margin-bottom:18px;font-size:.92rem}.tier{border-top:1px solid var(--fog);justify-content:space-between;align-items:baseline;gap:16px;padding:16px 0;display:flex}.tier b{font-family:"Source Serif 4",Georgia,serif;font-size:2.4rem;line-height:1}.tier small{color:var(--slate);font-size:.85rem;font-weight:400;display:block}.tier .lbl{font-weight:600}.fine{color:var(--slate);margin:12px 0 0;font-size:.78rem}section{padding:72px 0}.alt{background:var(--lime)}.sec-head{max-width:720px;margin-bottom:36px}.sec-head p{color:#3d4b59}.grid3{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.card{border:1px solid var(--fog);background:#fff;border-radius:10px;flex-direction:column;padding:28px;display:flex}.card+.card,.split .card+.card{margin-top:16px}.card p{color:#3d4b59;flex:1;font-size:.98rem}.card a.more{font-weight:600;text-decoration:none}.card a.more:after{content:" →"}.steps{grid-template-columns:repeat(4,1fr);gap:20px;display:grid}.step{border-top:3px solid var(--navy);padding-top:16px}.step .num{color:var(--brass-d);margin-bottom:6px;font-family:"Source Serif 4",Georgia,serif;font-size:1.1rem;font-weight:700;display:block}.step h3{font-size:1.1rem}.step p{color:#3d4b59;font-size:.95rem}.split{grid-template-columns:1fr 1fr;align-items:start;gap:48px;display:grid}.proof{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.stat{border:1px solid var(--fog);text-align:center;background:#fff;border-radius:10px;padding:20px}.stat .ph{margin-bottom:8px}.stat div{color:var(--slate);font-size:.88rem}.final{text-align:center}.final .cta-row{justify-content:center}.final p{color:#3d4b59}details{border-bottom:1px solid var(--fog);padding:14px 0}summary{cursor:pointer;color:var(--navy);justify-content:space-between;align-items:center;gap:12px;min-height:44px;font-size:1.05rem;font-weight:600;list-style:none;display:flex}summary::-webkit-details-marker{display:none}summary:after{content:"+";color:var(--brass-d);font-weight:700}details[open] summary:after{content:"–"}details p{color:#3d4b59;margin:10px 0 0}footer{background:var(--blue-deep);color:#b9c6d4;padding:56px 0 32px;font-size:.9rem}footer a{color:#dbe4ee;text-underline-offset:2px;text-decoration:underline}footer a.logo{color:#fff;text-decoration:none}.fgrid{grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px;display:grid}footer h2{color:#fff;letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px;font-family:Inter,system-ui,sans-serif;font-size:.85rem;font-weight:600}footer ul{margin:0;padding:0;list-style:none}footer li{margin:6px 0}footer li a{align-items:center;min-height:44px;display:inline-flex}.legal{color:#d5dee8;border-top:1px solid #29425e;padding-top:20px;font-size:.8rem;line-height:1.55}footer .ph{color:#e2c48d;background:0 0;border-color:#e2c48d}.calc{grid-template-columns:1fr 1fr;align-items:center;gap:40px;display:grid}.calc-box{border:1px solid var(--fog);background:#fff;border-radius:10px;padding:26px}.calc-box label,.form label{color:var(--slate);margin:0 0 6px;font-size:.85rem;font-weight:600;display:block}.calc-box input[type=text],.form input[type=text],.form input[type=email],.form input[type=tel],.form input[type=date],.form select,.form textarea{border:1px solid var(--fog);width:100%;min-height:48px;font:inherit;color:var(--ink);background:var(--lime);border-radius:6px;padding:.6em .8em;font-size:1.05rem}.form input,.form select,.form textarea{background:#fff}.seg{gap:8px;margin-bottom:16px;display:flex}.seg label{text-align:center;border:1px solid var(--fog);min-height:48px;color:var(--ink);cursor:pointer;background:#fff;border-radius:6px;flex:1;justify-content:center;align-items:center;margin:0;padding:.7em .4em;font-size:.92rem;font-weight:600;display:flex}.seg input{opacity:0;pointer-events:none;position:absolute}.seg label:has(input:checked){background:var(--navy);color:#fff;border-color:var(--navy)}.seg label:has(input:focus-visible){outline:3px solid var(--brass);outline-offset:2px}.out{border-top:1px solid var(--fog);justify-content:space-between;align-items:baseline;gap:12px;padding-top:14px;display:flex}.out b{font-family:"Source Serif 4",Georgia,serif;font-size:2rem}.statesgrid{flex-wrap:wrap;gap:10px;margin:16px 0;display:flex}.chip{border:1px solid var(--fog);min-height:44px;color:inherit;background:#fff;border-radius:999px;align-items:center;padding:.45em .95em;font-size:.92rem;font-weight:500;text-decoration:none;display:inline-flex}.chip.soon{color:var(--slate);background:0 0;border-style:dashed}.page-hero{padding:48px 0 12px}.page-hero .lead{font-size:1.15rem}.crumbs{color:var(--slate);margin-bottom:16px;font-size:.88rem}.crumbs ol{flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none;display:flex}.crumbs a{color:var(--navy);font-weight:600}.crumbs li:not(:last-child):after{content:"/";color:var(--slate);margin-left:6px;font-weight:400}.prose h2{margin-top:1.6em}.prose h3{margin-top:1.2em}.prose ul,.prose ol{color:#3d4b59;margin:0 0 1em;padding-left:1.2em}.prose li{margin:.35em 0}.prose a,p a:not(.btn),.card a.more{text-underline-offset:3px;font-weight:600;text-decoration:underline}nav.main a,.login-panel a,footer a,.crumbs a{text-underline-offset:3px}.prose p{color:#3d4b59}.note{color:var(--slate);font-size:.92rem}.table-wrap{border:1px solid var(--fog);background:#fff;border-radius:10px;overflow-x:auto}table{border-collapse:collapse;width:100%}th,td{text-align:left;border-bottom:1px solid var(--fog);vertical-align:top;padding:12px 14px}th{letter-spacing:.04em;text-transform:uppercase;color:var(--slate);font-family:Inter,system-ui,sans-serif;font-size:.8rem;font-weight:600}tr:last-child td{border-bottom:0}.form-grid{grid-template-columns:1fr 1fr;gap:0 16px;display:grid}.field{margin-bottom:16px}.check{align-items:flex-start;gap:10px;margin:8px 0 18px;font-size:.95rem;display:flex}.check input{flex:none;width:1.15rem;height:1.15rem;margin-top:.25rem}.error{color:var(--error);margin:6px 0 0;font-size:.9rem;font-weight:600}.form-error,.banner-warn{color:var(--error);background:#fbf4f4;border:1px solid #e3c7c7;border-radius:8px;margin-bottom:16px;padding:12px 14px;font-weight:600}.success{border:1px solid var(--fog);border-top:4px solid var(--green);background:#fff;border-radius:10px;padding:24px}.draft{border:1.5px dashed var(--brass-d);color:var(--brass-d);background:#fbf7ee;border-radius:8px;margin:0 0 24px;padding:14px 16px;font-weight:600}.hp{height:0;position:absolute;left:-9999px;overflow:hidden}.status-pill{letter-spacing:.04em;text-transform:uppercase;border-radius:999px;padding:.2em .6em;font-size:.75rem;font-weight:700;display:inline-block}.status-pill.red{color:var(--error);background:#f8ecec}.status-pill.amber{color:var(--brass-d);background:#fbf7ee}.status-pill.green{color:var(--green);background:#e8f3ed}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (width<=1100px){.logo img{height:34px}nav.main{gap:12px;font-size:.86rem}}@media (width<=900px){nav.main{display:none}.logo{max-width:calc(100% - 108px)}.logo img{object-fit:contain;object-position:left center;max-width:100%;height:32px}nav.main.open{background:var(--navy);border-bottom:1px solid #ffffff14;flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 20px;display:flex;position:absolute;top:100%;left:0;right:0;box-shadow:0 12px 32px #08122047}nav.main.open a{color:#f6f1e8;border-bottom:1px solid #ffffff1f;padding:12px 0}.menu{align-items:center;display:inline-flex}.login{display:none}.mobile-only{flex-direction:column;gap:8px;padding-top:12px;display:flex}.hero{padding:44px 0 40px}.hero .wrap,.split,.calc{grid-template-columns:1fr;gap:28px}.grid3,.steps,.proof{grid-template-columns:1fr}.steps{gap:24px}section{padding:52px 0}.fgrid{grid-template-columns:1fr 1fr}body{font-size:17px}.actions .desktop-cta{display:none}}@media (width<=640px){.fgrid,.form-grid,.proof{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}.kicker{letter-spacing:.14em;text-transform:uppercase;color:var(--slate);margin:0 0 14px;font-size:.78rem;font-weight:600}.intro{color:#33414f;font-size:1.12rem}.home-hero,.closing{isolation:isolate;color:#f7f4ee;position:relative;overflow:hidden}.home-hero{align-items:center;min-height:760px;padding:88px 0 120px;display:flex}.home-hero picture,.closing picture{z-index:-2;position:absolute;inset:0}.home-hero img,.closing img{object-fit:cover;width:100%;height:100%;display:block}.home-hero-shade,.closing-shade{z-index:-1;background:linear-gradient(90deg,#07467de0 0%,#07467d9e 42%,#07467d4d 100%);position:absolute;inset:0}.home-hero h1{color:#fff;margin:0 0 22px;font-size:clamp(3.4rem,6.4vw,5.6rem);font-weight:600;line-height:1.02}.home-hero .accent{color:var(--blue-light)}.home-hero .kicker{color:var(--blue-light);letter-spacing:.18em}.hero-lead{color:#f3eee4;max-width:38rem;font-size:1.12rem}.hero-actions{flex-wrap:wrap;gap:14px;margin-top:8px;display:flex}.hero-note{text-align:right;letter-spacing:.12em;text-transform:uppercase;color:#f7f4ee;text-shadow:0 1px 8px #08122073;margin:0;font-size:.78rem;line-height:1.55;position:absolute;bottom:36px;right:max(24px,50% - 590px)}.values,.programs,.process,.trust{padding:96px 0}.programs{background:#fff;scroll-margin-top:88px}.sec-head{justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:36px;display:flex}.sec-head h2{margin:0;font-size:clamp(2rem,3.4vw,2.8rem)}.sec-head a{white-space:nowrap;font-weight:600}.value-grid{grid-template-columns:repeat(4,1fr);gap:36px;display:grid}.value-grid svg{fill:none;width:44px;height:44px;stroke:var(--blue-mid);stroke-width:1.6px;stroke-linecap:round;stroke-linejoin:round;margin-bottom:16px}.value-grid h2{font-size:1.25rem}.value-grid p{color:#3d4b59;margin:0}.loan-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.loan-card{background:var(--navy);border-radius:10px;min-height:480px;position:relative;overflow:hidden}.loan-card picture,.loan-card img{object-fit:cover;width:100%;max-width:none;height:100%;display:block;position:absolute;inset:0}.loan-veil{background:linear-gradient(#07467d00 38%,#07467de0 100%);position:absolute;inset:0}.loan-copy{z-index:1;color:#fff;padding:28px 24px 26px;position:absolute;bottom:0;left:0;right:0}.loan-copy svg{fill:none;width:32px;height:32px;stroke:var(--blue-light);stroke-width:1.6px;stroke-linecap:round;stroke-linejoin:round;margin-bottom:10px}.loan-copy h3{color:#fff;margin-bottom:6px;font-size:1.55rem}.loan-copy p{color:#f3eee4;margin:0 0 12px}.loan-copy a{color:#fff;font-weight:600}.program-grid{grid-template-columns:repeat(3,1fr);gap:28px;display:grid}.program{background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 10px 30px #14304f0f}.program img{object-fit:cover;width:100%;height:220px;display:block}.program-copy{padding:22px 22px 26px}.program-copy h3{font-size:1.45rem}.program-copy p{color:#3d4b59}.program-copy a{font-weight:600}.experience{background:var(--navy);color:#f7f4ee;padding:96px 0}.experience h2{color:#fff;max-width:11em;margin-bottom:16px;font-size:clamp(2.4rem,4vw,3.5rem)}.experience .exp-top p{color:#efe6d4;max-width:38rem}.experience .exp-top a{color:#fff;font-weight:600}.exp-top{grid-template-columns:1.15fr .85fr;align-items:center;gap:48px;display:grid}.exp-figs{text-align:center;grid-template-columns:repeat(3,1fr);gap:12px;display:grid}.exp-figs b{color:var(--blue-light);font-family:"Source Serif 4",Georgia,serif;font-size:clamp(2.8rem,4vw,4.2rem);line-height:1;display:block}.exp-figs span{color:#efe6d4;margin-top:8px;font-size:.95rem;display:block}.exp-calc{color:var(--ink);background:#f7f4ee;border-radius:12px;margin-top:48px;padding:28px 28px 22px}.exp-calc h3{margin-bottom:4px;font-size:1.7rem}.exp-calc>p{color:var(--slate)}.exp-calc .calc-box{background:0 0;border:0;padding:0}.process-grid{grid-template-columns:repeat(3,1fr);gap:28px;margin:0;padding:0;list-style:none;display:grid}.process-grid li{padding-right:28px;position:relative}.process-num{background:var(--blue-mid);color:#fff;font-variant-numeric:tabular-nums;border-radius:50%;place-items:center;width:52px;height:52px;margin-bottom:16px;font-family:"Source Serif 4",Georgia,serif;font-size:1.35rem;font-weight:700;display:grid}.process-grid li:not(:last-child):after{content:"";background:var(--blue-mid);width:calc(100% - 88px);height:2px;position:absolute;top:25px;left:64px}.process-grid li:not(:last-child):before{content:"";border-top:2px solid var(--blue-mid);border-right:2px solid var(--blue-mid);width:10px;height:10px;position:absolute;top:20px;right:10px;transform:rotate(45deg)}.closer-line{color:var(--navy);margin:48px 0 0;font-family:"Source Serif 4",Georgia,serif;font-size:1.35rem;line-height:1.35}.meet,.statband,.deals,.quotes{margin-bottom:48px}.meet{grid-template-columns:280px 1fr;align-items:center;gap:36px;display:grid}.meet img{object-fit:cover;border-radius:16px;width:100%;height:auto}.statband{background:var(--navy);color:#f7f4ee;border-radius:16px;grid-template-columns:repeat(3,1fr);gap:24px;padding:36px;display:grid}.statband b{color:var(--blue-light);font-size:clamp(2.4rem,4vw,3.6rem);line-height:1;display:block}.statband span{color:#efe6d4}.quotes{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.quotes h2{grid-column:1/-1}.quotes blockquote{background:#fff;border-radius:16px;margin:0;padding:24px}.quotes footer{color:var(--slate);font-size:.92rem}.logo-row{flex-wrap:wrap;align-items:center;gap:28px;margin:0;padding:28px 0 0;list-style:none;display:flex}.logo-row img{width:auto;height:42px}.closing{align-items:center;min-height:420px;padding:88px 0;display:flex}.closing-shade{background:#07467dc7}.closing h2{color:#fff;font-size:clamp(2.4rem,5vw,4rem)}.closing p{color:#f3eee4;max-width:36rem;font-size:1.15rem}@media (width<=900px){.home-hero{min-height:0;padding:56px 0 40px}.home-hero h1{font-size:clamp(2.6rem,12vw,3.5rem)}.home-hero-shade{background:linear-gradient(#07467d80,#07467dd6)}.hero-note{text-align:left;margin:28px 0 0;padding:0 24px;position:static}.value-grid,.loan-grid,.program-grid,.process-grid,.exp-top,.meet,.statband,.quotes{grid-template-columns:1fr}.values,.programs,.process,.experience{padding:64px 0}.loan-card{min-height:420px}.sec-head{flex-direction:column;align-items:flex-start;gap:8px}.process-grid li{padding-right:0}.process-grid li:before,.process-grid li:after{display:none}.exp-figs{grid-template-columns:repeat(3,1fr)}.program img{height:200px}.closing{min-height:0;padding:72px 0}}